Get The Funds You Need To Buy, Refi or Restructure Debt On A Rental Property Quickly!

Purchase, Refi & More - Underwriting Done In 24-Hours

3 Weeks Closes On 30-Yr | 620 Min. FICO | Loans Up To $5M | More Options Below

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Need Investment Property Financing? Find The Perfect Option For Your Project Fast!

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Tap Into Financing From One Of The Nation's Leaders

Financing For DSCR, Fix + Flip and Lines Of Credit | 660 Min. FICO | Up To $5M | See More Below

DSCR Rental Loans

  • ​Loan Amounts from $50k -$2M
  • ​Up to 80% LTV for Purchase
  • ​Rate & Term Refinances
  • ​Up to 75% LTV For Cash-Out
  • ​As low as .75x Minimum DSCR
  • ​Credit score as low as 660 FICO
  • ​30-Year Fixed, 
  • ​10/1 Interest-Only Options
  • ​ARMs available

Fix & Flip / Lines Of Credit

  • Maximum Loan Amount Per Project Up to $2.5 Million
  • ​Line of Credit Up To $5 Million
  • ​Up to 90% Purchase and 100% Rehab Financing (Loan to Cost)
  • ​Bridge Loans up to 75%; New Construction Available
  • ​No Asset Verification Required* (*some exceptions apply)
  • ​Loan Terms from 12-18 Months
  • ​Credit score as low as 680 FICO

Why FMS Investor?

An Experienced Team with the Right Solutions

The FMS Investor Financing team has been through all types of markets and we are still providing loan solutions that investors can rely on. With more than 50 years of combined industry experience, we help clients resolve funding challenges, and build strong, long-term relationships.

Our Process

By submitting your phone number you are providing express written consent for us and our affiliates, agents, and service providers to contact you at the email provided as well as the number provided regarding products or services, including via autodialed and/or prerecorded or artificial voice calls and texts and that this consent will persist indefinitely until you request a cease in contact which can be made by phone, email or text. You may opt out of text messages or email at any time by reply with the word STOP. 

All terms subject to credit approval. All loans must be solely for a business or commercial purpose and secured by a non-owner-occupied property. Products not available in ND, RI, or UT. In CA, NV, and SD products offered by Fay Servicing, LLC d/b/a Constructive Mortgage Services. NMLS ID 88244. In all other states not previously listed, products are offered by Constructive Loans, LLC d/b/a FMS Investor Financing. Please visit www.nmlsconsumeraccess.org for additional licensing/registration information. All loans made and arranged in California pursuant to a California Financing Law License # 60DBO-82792. Rates, terms, and conditions are subject to change from time to time without notice. This advertisement is intended for mortgage professionals only.

©2025 FMS Investor Financing. All Rights Reserved

5426 Bay Center Dr. Suite 300 Tampa FL 33609

Bill Doyle – Vice President of Lending